2026 Loan Rates

Loan Type

New Vehicles

Approximate Term and APR*

• 75 months — 4.99%

• 60 months — 4.50%

• 48 months — 4.25%

Program Vehicle

Approximate Term and APR*

• 72 months or less — 5.19%

Used Vehicle

Approximate Term and APR*

• 66 months or less — 5.49%

Older Used Vehicle

Approximate Term and APR*

• 36 months or less — 9.75%

New Title Secured (Non-Auto / Non-Motorcycle)

Approximate Term and APR*

• 84 months or less — 6.15%

Used Title Secured (Non-Auto / Non-Motorcycle)

Approximate Term and APR*

• 60 months or less — 7.75%

New Motorcycles

Approximate Term and APR*

• 72 months or less — 6.75%

Used Motorcycles

Approximate Term and APR*

• 60 months or less — 7.75%

Non-Titled Secured

Approximate Term and APR*

• 84 months or less — 8.00%

Open End Line of Credit

Approximate Term and APR*

• Varies — 13.90%

Special Unsecured

Approximate Term and APR*

• Varies — 18.00%

Match Rates (Auto/Title Secured)

Approximate Term and APR*

• Varies — Varies %

Bill Consolidation

Approximate Term and APR*

• Varies — 10.00%

Christmas / Vacation Loan

Approximate Term and APR*

• 11 months — $65.00 app fee

Mortgage Base Rate

Approximate Term and APR*

• Varies — Call today for current rates and terms

Share Loans

Approximate Term and APR*

• Varies — 2.99%